Bad Credit Holding You Back?

We'll Fix It — Book a Free Call Today.

1,000s of Negative Items Removed. Your turn.

Book My Free Credit Call

1,000s of Negative Items Removed

100+ Clients Helped

Free Consultation

How It Works

Step 1

Book a Free Call

Tell us about your credit situation and we'll review your report together.

Step 2

We Review Your Credit

We identify every negative item holding your score back.

Step 3

We Remove Negative Items

We dispute and remove negative items legally and effectively.

What Our Clients Say

"Working with Joba has been a game-changer. He removed 26 inquiries from my report and improved my score in just a few months!"

- Sarah M.

"Joba raised my score 128 points by removing 8 of my collections. I'm finally able to get a new car."

- Andre D.

"I signed up for Joba's credit repair with 16 negative items, and three months later my credit is completely clean!"

- Jon C.

Meet Joba

Founder & CEO, JTD Nexus Group

I'm Joba Durojaye, founder and CEO of JTD Nexus Group, based in Houston, Texas.

I'm dedicated to helping people achieve financial freedom through credit repair.

I understand firsthand how bad credit can hold you back from the things you want most — a home, a car, business funding.

That's why I built JTD Nexus Group.

We've helped clients remove 1,000s of negative items legally and effectively.

My approach is personal, transparent, and results-driven.

Your credit situation is not permanent. Let's fix it together.

Book a Free Call With Me

Frequently Asked Questions

How long does credit repair take?

Results vary depending on your situation, but most clients begin seeing improvements within 30-60 days. Some cases take longer depending on the number and type of negative items.

Is credit repair legal?

Yes. Under the Fair Credit Reporting Act (FCRA), you have the legal right to dispute inaccurate or unverifiable items on your credit report. We use only legal methods to help improve your credit.

How much does it cost?

We offer three simple packages based on your situation:

$800 — 1 negative item

$1000 — 2 to 5 negative items

$1200 — 6 or more negative items

Book a free consultation call and we'll review your credit report together to determine which package fits your needs.

Will this hurt my credit score?

No. Disputing negative items does not hurt your credit score. In most cases removing negative items will improve your score.

What types of negative items can be removed?

We work to remove late payments, collections, charge-offs, repossessions, inquiries, and more.

Ready To Fix Your Credit?

Book your free credit call today and let's map out your game plan.